Frequently Asked Questions

The processing time depends on the method you choose:

• Online: Available immediately or within 24 hours after identity verification
• By Mail (Form 4506-T): 5-10 business days for processing and delivery
• By Phone: 5-10 business days for delivery to your address on file

During peak tax season (January through April), processing times may be longer.

To request an IRS transcript, you'll typically need:

• Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN)
• Date of birth
• Filing status
• Street address (as it appears on your most recent tax return)
• Zip code or postal code
• Access to your email or phone for verification (for online requests)

For online requests, you may also need financial account information for identity verification.

If your transcript request is denied, here are some steps to take:

1. Verify your information: Make sure all personal information matches exactly what's on file with the IRS
2. Check your address: Ensure the address you're using matches your most recent tax return
3. Try alternative methods: If online verification fails, try requesting by mail using Form 4506-T
4. Contact the IRS: Call the IRS at 1-800-908-9946 for assistance
5. Update your records: If your address has changed, file Form 8822 to update your address with the IRS

Common reasons for denial include incorrect personal information, address mismatches, or identity verification failures.

Yes, you can request transcripts for previous tax years. Generally, transcripts are available for:

• Current tax year
• Up to 3 prior tax years (for online requests)
• Older years may be available by mail request

The availability of older transcripts depends on IRS record retention policies. For very old transcripts, you may need to contact the IRS directly or visit a local IRS office.

Tax Return Transcript: Shows most line items from your original tax return (Form 1040, 1040A, or 1040EZ) as filed. This is what most lenders and financial institutions need for loan applications.

Account Transcript: Shows basic data such as return type, marital status, adjusted gross income, taxable income, and payment history. It's updated when a return is processed.

Record of Account: Combines both tax return and account information, providing the most comprehensive view of your tax history.

Yes, the IRS takes security very seriously. When requesting transcripts:

• All online transactions use HTTPS encryption
• Identity verification is required before accessing transcripts
• Multi-factor authentication helps protect your account
• The IRS complies with federal privacy regulations
• Your information is never shared with unauthorized parties

Always make sure you're on the official IRS website (irs.gov) and look for the padlock icon in your browser to verify a secure connection.

Yes, but only with proper authorization. Third parties can request transcripts if:

• They have a valid Power of Attorney (Form 2848) on file with the IRS
• They are a tax professional with proper authorization
• They have written authorization from you (for mail requests)

For online requests, only the taxpayer can create an account and access transcripts directly. Authorized representatives must use alternative methods.

If you can't verify your identity online, you have several options:

• Request by Mail: Use Form 4506-T to request transcripts by mail (no identity verification required online)
• Request by Phone: Call 1-800-908-9946 and use the automated system
• Visit IRS Office: Schedule an appointment at a local IRS Taxpayer Assistance Center
• Contact IRS: Call the IRS helpline for assistance with identity verification issues

Common reasons for verification failure include not having a credit card, mobile phone, or other financial accounts needed for verification.

Yes, IRS transcripts are free. There is no charge for:

• Tax Return Transcripts
• Account Transcripts
• Record of Account
• Wage and Income Transcripts

However, if you need an actual copy of your tax return (not a transcript), there is a fee of $43 per return. Transcripts are sufficient for most purposes and are free.

If you haven't filed a tax return, you may still be able to get certain types of transcripts:

• Wage and Income Transcript: Shows income reported to the IRS by employers and other payers, even if you didn't file
• Account Transcript: May show basic account information if the IRS has any records

However, Tax Return Transcripts require that you have filed a return. If you need to file taxes, consider doing so before requesting transcripts.

To update your address with the IRS, you can:

• File Form 8822: Change of Address form, available on the IRS website
• Notify via Tax Return: Include your new address when filing your next tax return
• Write a Letter: Send a signed letter with your old and new address to the IRS
• Call the IRS: Contact the IRS helpline to update your address

It's important to keep your address current with the IRS to ensure you receive important notices and transcripts.